Goals
Goals you can watch fill up
Give anything a number and a date, from a rainy-day fund to a trip. Each goal shows what you have saved, what is left, and when you will get there at your current pace.
Small habits.Wiser pockets.
Pick a goal you care about and watch it fill up, week by week.
Wiser Pockets turns your own spending into clear next steps,
so saving becomes a routine you actually keep.
Why Wiser Pockets
Your bank app shows where your money went. Wiser Pockets shows where it is going, and how close you are to the things you are saving for.
Features
Built around what you are saving for.
Goals sit at the center of the app. Budgets, insights and streaks all exist to move them forward.
Insights
Insights from your own numbers
Wiser Pockets spots patterns in your spending and suggests one clear move at a time, like sending an unspent $86 to a goal.
Budget
A budget that sorts itself
Start from a template and let transactions fall into categories. See at a glance what is on track.
Streaks
Credit for showing up
Weekly streaks and milestones make small deposits feel like progress. Because they are.
Together
Save with your people
Share a goal with a partner, family or friends. Everyone adds to it and everyone sees it grow.
How it works
Up and running in four steps.
No spreadsheets and no setup weekend. Link an account, choose what you are saving for, and the app takes it from there.
STEP 1 OF 4
Connect your bank
Your login stays with Plaid.
NNorthside Bank
CCedar Credit Union
+Add another account
Continue
Secured by Plaid. Encrypted in transit.
Security
Private, secure by design.
Your money is personal. We built Wiser Pockets so your information stays yours, from the way accounts connect to what we will never do with your data.
Your login stays with your bank
Accounts connect through Plaid. Your bank username and password go to Plaid and are never stored by us.
Encrypted in transit and at rest
Your data is encrypted while it moves and while it is stored, using industry-standard AES-256 encryption.
Never sold, to anyone
We do not sell your personal data. Our business is the app you use, not the information inside it.
You stay in control
Ask for a copy of your data, correct it, or have your account and data deleted whenever you want.
Pricing
Free to start. Free to keep.
The habit should not cost you money. Every core feature is in the free plan.
Free At launch
$0for as long as you use it
Everything you need to build the habit and keep it.
- Savings goals with progress and target dates
- Budget templates and automatic categories
- Personal insights from your own spending
- Weekly streaks and milestones
- Shared goals with a partner or friends
Plus Later
Soonoptional
Ideas we are exploring with early users. Pricing will be shared well before anything launches.
- Deeper spending breakdowns over time
- Planning tools for bigger, longer goals
- Early access to new features
- Priority support
No credit card to sign up. The free plan stays free.
FAQ
Questions, answered.
When can I download Wiser Pockets?
We are getting ready to launch on iPhone and Android. Join the launch list and we will email you the day it is available for your phone.
Is it really free?
Yes. Goals, budgets, insights, streaks and shared goals are all in the free plan. We may add an optional paid plan later for people who want to go deeper, and the free plan stays free.
Is my financial data safe?
Bank connections run through Plaid, so your bank login goes to Plaid and never to us. Your data is encrypted in transit and at rest, and we never sell it. The full details are on our security page.
How do the insights work?
Wiser Pockets looks for patterns in your own transactions, like a category creeping up or a plan that renewed without you noticing. It turns each one into a short suggestion tied to one of your goals. You decide what to do with it.
Can I save with my partner or friends?
Yes. Shared goals let two or more people save toward the same thing. Everyone adds to it, and everyone sees the progress in one place.
How is this different from a budgeting app?
Budgeting apps mostly look backward at what you spent. Wiser Pockets starts from what you want to save for, and every budget, insight and nudge points back to one of those goals.
Who can I talk to?
Email us at hello@wiserpockets.com and we will get back to you.
Launching on iPhone and AndroidStart with one
Start with one
saving goal.
Wiser Pockets is free to download. Join the list and we will email you the day it goes live.
Free to join Unsubscribe any time We never sell your data